Small Business Solutions

Small Business Loan Uses

How can SBA loans help your business attract new customers and build an incredible reputation?

You can invest capital into many areas of your business, including:

- Software

- Website development and digital marketing

- Point-of-sale systems and apps

- Business equipment and machinery

- Real estate purchases, expansion and remodeling

In addition, we offer options for extra working capital with our small business loans. This can supercharge the possibilities for business improvements, giving you funds to hire talented professionals, purchase inventory or make important upgrades.

Franchise Financing

How is a Franchise Loan Beneficial?

Buying into a franchise is a great business opportunity because it gives you the opportunity to run a business with an established customer base under a recognizable brand. Unfortunately, most people can’t afford to pay cash for this opportunity and must seek out a franchise loan.

The money you receive can be used in a wide variety of ways, including:

- Purchasing equipment

- Renovating property

- Buying additional locations 

Our franchise financing features:

- Up to 90% financing

- Low interest rates

- Terms up to 25 years

Who Qualifies for a Franchise Loan?

Anyone who wishes to purchase a franchise location may apply for a loan to get started.

Qualification is based on credit history, but both amateur and experienced businesspeople are approved to become franchise owners.

Unsecured Business Lines of Credit

With a line of credit, your business can respond quickly to customer orders. You have funds available to purchase inventory as needed, even for emergency orders. You can also adapt to seasonal increases in demand. The idea is to ensure that you fulfill orders on time, every time, while also delivering a great experience to your clients.

Retail stores can use funds to keep plenty of in-demand items on hand. Lines of credit can cover virtually anything your company needs, including remodeling projects to enhance the look of your store or provide greater convenience for shoppers. This also applies to investing in online improvements for your website.

Our unsecured lines of credit feature:

- Up to $50,000 for new businesses

- Up to $500,000 for existing businesses with at least $10 million in annual revenue

- No collateral required

- Low interest rates

Merchant Cash Advance

Our merchant cash advance program features:

- Amounts up to $200,000

- Flexible terms and payment structure

- No debt placed on the balance sheet

- No balloon payments

- Minimal paperwork